Last updated: 14 August 2026
LifeOS is a private software system operated solely by Michele Toscan for personal use.
Personal use only
LifeOS is not a commercial service and is not offered to third parties.
No public registration, subscription or third-party user access is provided.
Banking connections
Any bank account connected to LifeOS must be owned or legitimately controlled by the application owner.
Banking connections are established only after explicit authorisation through the relevant financial institution or authorised Open Banking provider.
Purpose
LifeOS may retrieve and process account information, balances and transaction data for personal financial management, record-keeping, reconciliation and automation.
No financial service
LifeOS does not provide banking, payment, investment, financial advisory or account-information services to third parties.
Third-party services
LifeOS may rely on external technical providers, including authorised Open Banking infrastructure, solely for the purpose of accessing accounts authorised by the application owner.
Responsibility
The application owner is solely responsible for the operation and use of LifeOS and for maintaining the security of credentials, cryptographic keys and connected systems.
Contact
Michele Toscan
m.toscan@micheletoscan.com